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Minimum Levels of Required Auto Liability Insurance States require automobile drivers to have minimum levels of liability protection. Figures in this table come from the 1997 Property/Casualty Fact Book, published by the Insurance Information Institute. First number = bodily injury liability maximum for one person injured in an accident. Second number = bodily injury liability maximum for all injuries in one accident. Third number = property damage liability maximum for one accident. State Liability Limits Alabama 20/40/10 Alaska 50/100/25 Arizona 15/30/10 Arkansas 25/50/15 California 15/30/5 Colorado 25/50/15 Connecticut 20/40/10 Delaware 15/30/10 D.C. 25/50/10 Florida 10/20/10 Georgia 15/30/10 Hawaii 35/15/10 Idaho 25/50/15 Illinois 20/40/15 Indiana 25/50/10 Iowa 20/40/15 Kansas 25/50/10 Kentucky 25/50/10 Louisiana 10/20/10 Maine 20/40/10 Maryland 20/40/10 Massachusetts 20/40/8 Michigan 20/40/10 Minnesota 30/60/10 Mississippi 10/20/5 Missouri 25/50/10 Montana 25/50/10 Nebraska 25/50/25 Nevada 15/30/10 New Hampshire 25/50/25 New Jersey 15/30/5 New Mexico 25/50/10 New York 25/50/10 North Carolina 25/50/15 North Dakota 25/50/25 Ohio 12.5/25/7.5 Oklahoma 10/20/10 Oregon 25/50/10 Pennsylvania 15/30/5 Rhode Island 25/50/25 South Carolina 15/30/5 South Dakota 25/50/25 Tennessee 20/50/10 Texas 20/40/15 Utah 25/50/15 Vermont 20/40/10 Virginia 25/50/20 Washington 25/50/10 West Virginia 20/40/10 Wisconsin 25/50/10 Wyoming 25/50/20 * Liability rises to 50/100 if injury results in death.



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