Private Passenger Automobile Insurance Questions Question: Why is automobile insurance sometimes referred to as a "packaged policy?" What are the parts of the package? Question: I have an older car whose current market value is very low - do I really need to purchase automobile insurance? Question: Suppose I lend my car to a friend, is he/she covered under my automobile insurance policy? uestion: What coverage does my automobile insurance policy provide me when I rent a car? Question: What is the difference between collision physical damage coverage and comprehensive physical damage coverage? Question: What should I do if I have an accident? Question: Why does the premium for my automobile insurance go up if I have an accident or if I get a ticket? Question: How can I get insurance for my motorcycle? Question: What is no-fault insurance? Question: What do I gain and what do I lose by giving up my tort rights? Question: I live in a where I can elect either no-fault coverage or traditional tort coverage. Which one should I choose? Question: What factors can affect the cost of my automobile insurance? Question: What should I consider when purchasing automobile insurance? Question: How can I lower my automobile insurance rates?
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