By make and model, 1996-98 models
Results for 247 passenger vehicles by body style and size:
Four-door cars | Two-door cars | Luxury cars
Sports cars | Utility vehicles | Pickup trucks
Station wagons and vans
COLOR PRINTABLE PDF FILE OF THIS REPORT
BLACK & WHITE PRINTABLE PDF FILE OF THIS REPORT
--------------------------------------------------------------------------------
Insurance injury, collision, & theft loss results for 1996-98 models are d in relative terms (100 represents avg. result for all vehicles in each loss category). Colors indicate results in relation to the average for all cars.
--------------------------------------------------------------------------------
GUIDE
The tables presented here summarize the recent insurance injury, collision, and theft losses of passenger cars, pickups, and utility vehicles. Results are based on the loss experience of 1996-98 models from their first sales through June 1999. For vehicles newly introduced or redesigned during these years, the results are based on the most recent model years for which the vehicle designs were unchanged — either 1997-98 or 1998 only. Results are grouped according to vehicle body style and then vehicle size.
The results are generally good predictors of the experience of current versions of the same vehicle models. However, manufacturers substantially redesign their passenger vehicles periodically, and, in these cases, the experience of earlier models with the same name may not predict the experience of the newer designs.
Collision and theft losses are presented in terms of average loss payments per insured vehicle year. Injury losses represent claim frequencies filed under Personal Injury Protection (PIP) coverages. losses are d in relative terms, with 100 representing the average for all vehicles in each loss category (a result of 122 is 22 percent worse than average, 96 is 4 percent better than average, etc.) Vehicles are listed within each group in ascending sequence of injury claim frequency results. Results are color-coded to indicate which are better and worse than average. Results also are adjusted, or standardized, to reduce possible distortions from two nonvehicle factors — operator age (injury, collision, and theft results) and insurance deductible (collision and theft results only).
Insurance losses vary widely among individual vehicle models. Vehicle size is strongly related to both injury and collision losses, but these losses also vary among vehicles in the same body style/size groups.
COMPARISON WITH DEATH RATES
Collisions that result in serious and fatal occupant injuries are relatively rare, so they have only a small influence on the insurance injury results reported in this table. (The results in the table are dominated by the relatively frequent low to moderate severity collisions and associated injuries.) A separate report, published periodically by the Insurance Institute for Highway Safety, is based on fatal crashes. It summarizes driver deaths per 10,000 registered vehicle years by make and model.
Vehicles with high death rates often have high frequencies of insurance claims for occupant injuries. For example, small two- and four-door cars typically have high death rates and higher-than-average insurance injury claims experience. But there are exceptions. Sports cars tend to have high death rates because they're more likely to be in high-speed single-vehicle crashes in which the risk of fatality is high. However, insurance injury claim frequencies for sports cars tend to be about average.
Receive
a free, instant quote on your auto insurance from Progressive, and
get the rates of up to three other leading insurance companies, including State
& .
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. . .. ... .. .. .. .. .. .. ..
Search Engines: Excite,Infoseek,Alta-Vista,Lycos,Hotbot